Australia Student Visa: Application and Requirements
Apply for an Australian Student visa (subclass 500) to study at an Australian institution. Covers Confirmation of Enrolment, financial capacity, Genuine Student requirement, health insurance, and post-study work options.
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Before You Apply
Receive a Confirmation of Enrolment (CoE) from your institution
Your Australian education provider issues a CoE after you accept your offer and pay the initial tuition deposit. The CoE contains your course details, duration, and tuition costs. You need a CoE from a CRICOS-registered institution. Multiple CoEs are required if you are studying at more than one institution or taking a package of courses.
Arrange Overseas Student Health Cover for the full visa duration
OSHC is mandatory for the entire length of your student visa. Purchase from an approved provider (Medibank, Bupa, Allianz, nib, or ahm). OSHC costs approximately 500-700 AUD per year for a single student. Cover must start from the day you arrive in Australia or your course start date, whichever is earlier. Your provider can be changed later without penalty.
Prepare evidence of financial capacity
You must show access to 24,505 AUD per year for living costs plus tuition fees and travel costs. Acceptable evidence includes bank statements, government loans, scholarships, or financial declarations from family. If accompanied by family, add 8,574 AUD per year for a partner and 3,670 AUD per child. Funds must be genuinely available and accessible.
Meet the Genuine Student requirement
You must demonstrate you are a genuine student who intends to study and comply with visa conditions. The application includes written questions about why you chose this course, institution, and Australia. Explain your academic background, how the course connects to your career goals, and your plans after completing studies. Immigration officers assess your study intentions, financial circumstances, and immigration history.
English Language Requirements
Take an accepted English language test
Accepted tests include IELTS Academic (minimum 5.5 overall), TOEFL iBT (minimum 46), PTE Academic (minimum 36), and Cambridge C1 Advanced (minimum 162). Some institutions require higher scores for admission. Test results are typically valid for 2 years. You can use your institution's English requirement if it is equal to or higher than the visa requirement.
Check if you qualify for an English test exemption
You may be exempt if you are a citizen of the UK, US, Canada, New Zealand, or Ireland. You are also exempt if you completed at least 5 years of study in English in one of these countries or Australia. Your institution may confirm English proficiency through prior studies conducted entirely in English. Check the Department of Home Affairs website for the full list of exemptions.
Application Process
Apply online through ImmiAccount
Create an account at online.immi.gov.au and select the Student visa (subclass 500) application. The form collects personal details, education history, employment history, and health and character declarations. Upload all supporting documents as certified PDF scans. The application fee is 710 AUD for the primary applicant.
Answer the Genuine Student questionnaire in the application
The online application includes specific questions about your study plans. Explain your reasons for choosing this course and institution, your understanding of the course content, how it relates to your previous study or work, and your future career plans. Provide specific, detailed answers. Generic or vague responses raise concerns about your genuine intent to study.
Complete biometrics if requested
Applicants from certain countries are required to provide biometrics (fingerprints and photograph) at a designated collection point. The Department notifies you after submission if biometrics are needed. Attend the appointment within 14 days of the request. Biometrics fees are included in the visa application charge.
Complete a health examination with an approved panel physician
Most student visa applicants must complete a health examination. The Department generates a referral through eMedical in your ImmiAccount. Book an appointment with an approved panel physician in your country. The exam includes a general physical, chest X-ray, and blood tests. Costs range from 300-500 AUD. Results are sent directly to the Department and typically take 3-5 business days.
Processing and Decision
Wait for processing, typically 4-6 weeks for most applicants
Processing times vary by country and individual circumstances. Applications from lower-risk countries are often processed in 2-4 weeks. Applications requiring additional assessment or from higher-risk countries can take 6-12 weeks. You can check processing times on the Department of Home Affairs website. Providing complete documentation upfront significantly reduces delays.
Respond promptly to any requests for additional information
The Department may request additional documents, an interview, or further health checks. You typically have 28 days to respond to a request. Late responses can result in your application being decided on available information, which may lead to refusal. Check your ImmiAccount regularly for correspondence.
After Arrival
Activate your OSHC and register with your health cover provider
Contact your OSHC provider upon arrival to activate your cover and obtain your membership card or number. OSHC covers doctor visits, hospital treatment, some prescription medicines, and ambulance services. It does not cover dental, optical, or pre-existing conditions during the first 12 months. Visit a GP to register for ongoing healthcare.
Apply for a Tax File Number if you plan to work
Student visa holders can work up to 48 hours per fortnight during academic sessions and unlimited hours during scheduled course breaks. Apply for a TFN at ato.gov.au before starting work. Without a TFN, your employer must withhold tax at the highest rate. Processing takes 10-28 days. You also receive superannuation contributions from employers, which you can claim when you leave Australia.
Maintain your enrollment and visa conditions
You must maintain satisfactory course progress and attendance (typically 80% or above). You must maintain valid OSHC for your entire stay. Notify your institution within 7 days if you change your Australian address. Breaching visa conditions can result in visa cancellation. After completing your degree, you can apply for a Temporary Graduate visa (subclass 485) for 2-4 years of post-study work rights. This guide is informational only, not legal advice.
Frequently Asked Questions
How much does an Australian student visa cost?
The Student visa (subclass 500) application fee is 710 AUD for the primary applicant. Additional applicants (family members) pay 530 AUD for an adult and 175 AUD per child. You also need to budget for OSHC (500-700 AUD per year), the health examination (300-500 AUD), and English language testing (300-400 AUD). Total upfront costs excluding tuition are approximately 1,800-2,300 AUD.
Can I work on an Australian student visa?
Student visa holders can work up to 48 hours per fortnight (two-week period) during academic sessions and unlimited hours during official course breaks. This work right is automatic and does not require a separate work permit. Your course must have commenced before you can start working. Working more than the permitted hours is a visa condition breach that can lead to cancellation.
What is the Temporary Graduate visa after studies?
The Temporary Graduate visa (subclass 485) allows graduates to live and work in Australia after completing their studies. The Graduate Work stream requires a qualification related to an occupation on the skilled occupation list (18-month visa). The Post-Study Work stream is available for bachelor's degree holders (2 years), master's (3 years), and PhD graduates (4 years). Apply within 6 months of completing your course.
How much money do I need to show for an Australian student visa?
You must demonstrate 24,505 AUD per year for living costs plus your full tuition fees and return travel costs. For a 2-year master's program with 35,000 AUD annual tuition, you need approximately 119,010 AUD in total. If bringing a partner, add 8,574 AUD per year. For each child, add 3,670 AUD per year. Funds can come from personal savings, family support, scholarships, or government loans.